Record Retention vs Data Management
Automate retention schedules to hold AML records for the legally required period, then securely dispose to satisfy concurrent GDPR storage-limitation obligations.
CyberTRIZ analysis · Regulatory contradiction R137 · one of 8,235 worked contradictions published by CyberTRIZ.AI
Regulations
Contradiction
Resolution
Apply automated retention schedules, secure archives, and controlled disposal once legal retention periods expire.
Evidence
Retention Policy
AML Records
Disposal Logs
Kpis
Retention compliance
Missing AML records
Controls that address this (13)
FATF-AML-001 - Implement Risk-Based AML/CFT Approachoperational · critical priority · Implement a risk-based approach to AML/CFT covering: national risk assessment awareness, institutional risk assessment, risk-based allocatioFATF-CDD-001 - Implement FATF-Standard Customer Due Diligenceoperational · critical priority · Apply CDD measures to all customers: identify and verify customer identity, identify beneficial owners, understand the purpose of the busineFATF-R1-001 - Institutional AML/CFT Risk Assessmentgovernance · critical priority · Conduct a comprehensive institutional AML/CFT risk assessment covering: products and services, customer types, delivery channels, and geogra