Compliance Standardization vs Risk-Based Approach
Standardize core AML processes while calibrating customer due diligence depth to formally documented risk assessments.
CyberTRIZ analysis · Regulatory contradiction R144 · one of 8,235 worked contradictions published by CyberTRIZ.AI
Regulations
Contradiction
Resolution
Maintain standardized AML processes while adjusting due diligence according to documented risk assessments.
Evidence
AML Procedures
Risk Methodology
Customer Risk Register
Kpis
Customers risk-rated
High-risk reviews completed
Controls that address this (13)
FATF-AML-001 - Implement Risk-Based AML/CFT Approachoperational · critical priority · Implement a risk-based approach to AML/CFT covering: national risk assessment awareness, institutional risk assessment, risk-based allocatioFATF-CDD-001 - Implement FATF-Standard Customer Due Diligenceoperational · critical priority · Apply CDD measures to all customers: identify and verify customer identity, identify beneficial owners, understand the purpose of the busineFATF-R1-001 - Institutional AML/CFT Risk Assessmentgovernance · critical priority · Conduct a comprehensive institutional AML/CFT risk assessment covering: products and services, customer types, delivery channels, and geogra