AML Governance vs Business Agility
Embed risk-based AML checkpoints into product approval gates so compliance is a structured input to innovation, not a post-launch barrier.
CyberTRIZ analysis · Regulatory contradiction R148 · one of 8,235 worked contradictions published by CyberTRIZ.AI
Regulations
Contradiction
Resolution
Integrate AML reviews into product governance using risk-based approval processes and predefined decision criteria.
Evidence
Product Approval Records
AML Governance Policy
Risk Assessments
Kpis
AML reviews completed
Product approval time
Controls that address this (13)
FATF-AML-001 - Implement Risk-Based AML/CFT Approachoperational · critical priority · Implement a risk-based approach to AML/CFT covering: national risk assessment awareness, institutional risk assessment, risk-based allocatioFATF-CDD-001 - Implement FATF-Standard Customer Due Diligenceoperational · critical priority · Apply CDD measures to all customers: identify and verify customer identity, identify beneficial owners, understand the purpose of the busineFATF-R1-001 - Institutional AML/CFT Risk Assessmentgovernance · critical priority · Conduct a comprehensive institutional AML/CFT risk assessment covering: products and services, customer types, delivery channels, and geogra