Interchange Fee Regulation EU 2015/751
Caps interchange fees and imposes card scheme business rules, separation requirements and transparency obligations.
Articles (18)
Article 1 — ScopeArticle 2 — DefinitionsArticle 3 — Interchange fees for consumer debit card transactionsArticle 4 — Interchange fees for consumer credit card transactionsArticle 5 — Prohibition of circumventionArticle 6 — LicensingArticle 7 — Separation of payment card scheme and processing entitiesArticle 8 — Co-badging and choice of payment brand or payment applicationArticle 9 — UnblendingArticle 10 — Honour All Cards ruleArticle 11 — Steering rulesArticle 12 — Information to the payee on individual card-based payment transactionsArticle 13 — Competent authoritiesArticle 14 — PenaltiesArticle 15 — Settlement, out of court complaints and redress proceduresArticle 16 — Universal cardsArticle 17 — Review clauseArticle 18 — Entry into force