6th Anti-Money Laundering Directive
Extends criminal liability for money laundering. Harmonises predicate offences across EU. Mandatory for PI/EMI operating in EU.
Sectors
Articles (96)
Article 17 — Implementing acts for the interconnection of registersArticle 18 — Single access point to real estate informationArticle 19 — Establishment of the FIUArticle 20 — Fundamental Rights OfficerArticle 21 — Access to informationArticle 22 — Responses to requests for informationArticle 23 — Provision of information to supervisorsArticle 24 — Suspension or withholding of consentArticle 25 — Instructions to monitor transactions or activitiesArticle 26 — Alerts to obliged entitiesArticle 27 — FIU annual reportArticle 28 — Feedback by FIUArticle 29 — Cooperation between FIUsArticle 30 — Protected channels of communicationArticle 31 — Exchange of information between FIUsArticle 32 — Joint analysesArticle 33 — Use by FIUs of information exchanged between themArticle 34 — Consent to further dissemination of information exchanged between FIUsArticle 35 — Effect of criminal law provisionsArticle 36 — Confidentiality of reportingArticle 37 — Powers and resources of national supervisorsArticle 38 — Supervision of forms of infrastructure of certain intermediaries operating under the freedom to provide servicesArticle 39 — Provision of information to obliged entitiesArticle 40 — Risk-based supervisionArticle 41 — Central contact pointsArticle 42 — Disclosure to FIUsArticle 43 — Provision of information to FIUsArticle 44 — General principles regarding supervisory cooperationArticle 45 — Provision of information on cross-border activitiesArticle 46 — Provisions related to cooperation in the context of group supervisionArticle 47 — Supervisory cooperation regarding obliged entities carrying out cross-border activitiesArticle 48 — Exchange of information in relation to implementation of group-wide policies in third countriesArticle 49 — AML/CFT supervisory colleges in the financial sectorArticle 50 — AML/CFT supervisory colleges in the non-financial sectorArticle 51 — Cooperation with supervisors in third countriesArticle 52 — Oversight of self-regulatory bodiesArticle 53 — General provisionsArticle 54 — Supervisory measures towards establishments of obliged entities and certain activities carried out under the freedom to provide servicesArticle 55 — Pecuniary sanctionsArticle 56 — Administrative measuresArticle 57 — Periodic penalty paymentsArticle 58 — Publication of pecuniary sanctions, administrative measures and periodic penalty paymentsArticle 59 — Exchange of information on pecuniary sanctions and administrative measuresArticle 60 — Reporting of breaches and protection of reporting personsArticle 61 — General provisionsArticle 62 — Communication of the list of the competent authoritiesArticle 63 — Cooperation with AMLAArticle 64 — Cooperation in relation to credit institutions or financial institutionsArticle 65 — Cooperation in relation to auditorsArticle 66 — Cooperation with authorities in charge of implementing targeted financial sanctionsArticle 67 — Professional secrecy requirementsArticle 68 — Exchange of information among supervisors and with other authoritiesArticle 69 — AML/CFT cooperation guidelinesArticle 70 — Processing of certain categories of personal dataArticle 71 — Exercise of the delegationArticle 72 — Committee procedureArticle 73 — Transitional management of FIU.netArticle 74 — Amendments to Directive (EU) 2015/849Article 75 — Amendment to Directive (EU) 2019/1937Article 76 — ReviewArticle 77 — RepealArticle 78 — TranspositionArticle 79 — Entry into forceArticle 80 — AddresseesArticle 1 — Subject matterArticle 2 — DefinitionsArticle 3 — Identification of exposed sectors at national levelArticle 4 — Requirements relating to certain service providersArticle 5 — Requirements relating to the granting of residence rights in exchange for investmentArticle 6 — Checks on the senior management and beneficial owners of certain obliged entitiesArticle 7 — Risk assessment at Union levelArticle 8 — National risk assessmentArticle 9 — StatisticsArticle 10 — Central beneficial ownership registersArticle 11 — General rules regarding access to beneficial ownership registers by competent authorities, self-regulatory bodies and obliged entitiesArticle 12 — Specific access rules to beneficial ownership registers for persons with legitimate interestArticle 13 — Procedure for the verification and mutual recognition of a legitimate interest to access beneficial ownership informationArticle 14 — Templates and proceduresArticle 15 — Exceptions to the access rules to beneficial ownership registersArticle 16 — Bank account registers and electronic data retrieval systemsArticle 1Article 2Article 3Article 4Article 5Article 6Article 7Article 8Article 9Article 10Article 11Article 12Article 13Article 14Article 15Article 16
Controls that address this (26)
AML-CDD-001 - Implement Risk-Based Customer Due Diligence Programmeoperational · critical priority · Establish CDD procedures covering: customer identification and verification using reliable independent sources, beneficial ownership determiAML-PEP-001 - Implement PEP Screening and Enhanced Due Diligence Programmeoperational · critical priority · Screen all customers against current PEP lists at onboarding and on an ongoing real-time basis. For PEPs, apply EDD: obtain senior managemenAML-SANCTIONS-001 - Implement Real-Time Sanctions Screening Programmeoperational · critical priority · Deploy automated sanctions screening against all applicable lists (EU, UN, OFAC, HM Treasury). Screen customers at onboarding, on an ongoing