SEPA Regulation
Mandatory SEPA standards for credit transfers (SCT) and direct debits (SDD). IBAN-only format. Applicable to PI processing SEPA payments.
Sectors
Articles (36)
Article 10 — Competent authoritiesArticle 11 — PenaltiesArticle 12 — Out-of-court complaint and redress proceduresArticle 13 — Delegation of powerArticle 14 — Exercise of the delegationArticle 15 — ReviewArticle 16 — Transitional provisionsArticle 17 — Amendments to Regulation (EC) No 924/2009Article 18 — Entry into forceArticle 1 — Subject matter and scopeArticle 2 — DefinitionsArticle 3 — ReachabilityArticle 4 — InteroperabilityArticle 5 — Requirements for credit transfer and direct debit transactionsArticle 6 — End-datesArticle 7 — Validity of mandates and right to a refundArticle 8 — Interchange fees for direct debit transactionsArticle 9 — Payment accessibilityArticle 1Article 2Article 3Article 4Article 5Article 6Article 7Article 8Article 9Article 10Article 11Article 12Article 13Article 14Article 15Article 16Article 17Article 18